Latest Blog Posts
Discover new ways to save money from the MiserSaver Blog.
Credit card bonus offers: When and how to take advantage of them
Use fully refundable airline ticket purchases to meet spending requirements for credit card bonus offers. If you receive a great...
Read MoreHow does one know when inflation will fall?
How does one know when inflation will begin to fall? Inflation data has been surprising to the upside for several...
Read MoreHow to Lower College Cost by Studying Abroad
Lower college costs by studying abroad. Studying abroad offers less expensive alternatives to U.S. colleges. The experience also enables students...
Read MoreHow to Defer Real Estate Tax Gains With 1031 Exchange
The best way to defer taxes on the sale of an investment property is through a 1031 Exchange. What is...
Read MoreHow Real Estate Depreciation Can Make You Rich
One of the main financial benefits of an investment property is that its value can be depreciated over its useful...
Read MoreWhy is HSA So Much Better Than FSA?
What is the Difference Between a FSA and HSA?
Read MoreHow to Invest for Retirement – Dollar Cost Averaging
How to Invest for Retirement – Dollar Cost Averaging Dollar Cost Averaging is a great way to invest for...
Read MoreWhy You Should Work While in College
The primary focus of a college student should be to get good grades and learn as much as possible, but...
Read MoreStart off at Community College
Community college is typically less than half that of a private college or university. In NJ, for example, the average...
Read MoreHow to Lower the Cost of College Tuition
In 1980, the annual full-time price of a four-year college was $10,231 annually (including tuition, fees, room and board, and...
Read MoreHow to Spend Less Time in College
Spending less time in college will enable you to significantly reduce your cost of college. Take AP Classes in High...
Read MoreHow to Reduce Healthcare Costs
Take these basic steps to reduce healthcare costs: Get routine checkups and screenings to catch health problems early. Use free...
Read MoreHDHP is Best Healthcare Option for Many
If you’re healthy, or sick, and have some money saved or plan to save some in the coming year, you...
Read MoreMax Out HSA if Employer Has Option
A Health Savings Account (HSA) is type of savings account that lets you set aside money on a pre-tax basis...
Read MoreHow to Lower Healthcare Costs
Healthcare HSA First thing is to get a Health Savings Account (HSA), which is one of the few home-run investing...
Read MoreAre Electric Vehicles (EVs) Worth The Extra Money?
Electric vehicles (EVs) are not worth the extra money, yet. The true cost of an EV vs. a gas-powered vehicle...
Read MoreHow to Maximize Your Retirement Savings
Maximizing your retirement savings is one of the the most efficient ways to build wealth. We rarely have the opportunity...
Read MoreHow to Know if Refinancing Will Make You Money
How to Know if Refinancing Will Make You Money You need to know the net present value (NPV) of refinancing...
Read MoreIs Solar Worth It?
Solar is definitely worth it, and particularly if you qualify for the 30% Federal Rebate. The Inflation Reduction Act, signed...
Read MoreWhat is Better Than a HELOC?
If you want to borrow money, many will tap into their HELOC, but margin rates are often lower AND margin...
Read MoreUse Cash or Points to Buy Flight?
Should you buy that flight with cash or frequent flyer points? As a general rule of thumb, points are worth...
Read MoreHow to Negotiate Lower Brokerage Fees
Everyone can and should call their investment manager to negotiate lower brokerage fees. Brokers typically charge clients anywhere from 0.75%...
Read MoreSave Money and Do Your Own Taxes!
You can save a lot of money by doing your own taxes. The best way to minimize your taxes is...
Read MoreHow to Make Money With a Real Estate License
How do you make money with a real estate license? It’s actually hard NOT to make money with a real...
Read MoreHow to Calculate Investment Property Returns
How do you calculate investment property returns? Investment properties are great investment vehicles, but they can be difficult to evaluate....
Read MoreHow to Buy that $25K Sport Rolex
How do you buy that $25K sport Rolex? Popular Rolex models simply are not available at Authorized Rolex Dealers (AD)....
Read MoreDo Bonus Points Make New Credit Card Worth It?
You probably receive all sorts of bonus offers to open a new credit card. When does it make sense? First,...
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