How to Spend Less Time in College
Spending less time in college will enable you to significantly reduce your cost of college. Take AP Classes in High School Taking AP classes in high, and then scoring well …
How to Reduce Healthcare Costs
Take these basic steps to reduce healthcare costs: Get routine checkups and screenings to catch health problems early. Use free and discounted services (gym, eyewear, vaccines, etc). Use in-network healthcare …
HDHP is Best Healthcare Option for Many
If you’re healthy, or sick, and have some money saved or plan to save some in the coming year, you might want to consider a high-deductible health plan (HDHP). When you’re …
Max Out HSA if Employer Has Option
A Health Savings Account (HSA) is type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed HSA …
How to Lower Healthcare Costs
Healthcare HSA First thing is to get a Health Savings Account (HSA), which is one of the few home-run investing vehicles out there. The four bases covered: Contribute annually on …
Are Electric Vehicles (EVs) Worth The Extra Money?
Electric vehicles (EVs) are not worth the extra money, yet. The true cost of an EV vs. a gas-powered vehicle isn’t so straightforward. While some comparisons are subjective, the edge …
Are Electric Vehicles (EVs) Worth The Extra Money? Read More »
How to Maximize Your Retirement Savings
Maximizing your retirement savings is one of the the most efficient ways to build wealth. We rarely have the opportunity to earn and save money on a tax-free basis, and …
How to Know if Refinancing Will Make You Money
How to Know if Refinancing Will Make You Money You need to know the net present value (NPV) of refinancing vs. keeping your current mortgage. This blog will explain why …
Is Solar Worth It?
Solar is definitely worth it, and particularly if you qualify for the 30% Federal Rebate. The Inflation Reduction Act, signed into law in August 2022, increased the system rebate to …
What is Better Than a HELOC?
If you want to borrow money, many will tap into their HELOC, but margin rates are often lower AND margin interest expense can be used to offset investment income. If …